Learn more about UC retirement plans at upcoming webinars

by Graduate Division Staff
Tuesday, November 08, 2022 10:37 AM

Are you a graduate student or postdoc who qualifies for Core or Midlevel Benefits through your UCSB employment?

Then join representatives from Fidelity Investments for upcoming webinars where they will discuss the Defined Contribution Plan (DCP) 401(a), which is the primary retirement account available for Safe Harbor Employees,* as well as the Voluntary Retirement Savings Accounts (403b, 457b, and the After-tax DCP 401a) and the benefits of pre- vs. after-tax contributions available through these accounts.

*Not sure what benefits you qualify for? You can easily find out by logging into UCPath and viewing the homepage dashboard. Safe Harbor participants are defined in the following way per UC policy:

These participants include part-time, seasonal, temporary UC employees who are not eligible for primary retirement benefits and whose wages are not subject to Social Security taxes. Also included in this category are non-exempt UC student employees who do not satisfy certain course-load requirements and resident aliens with F-1 and J-1 visa status. This category does not include students whose wages from University employment are exempt from taxation under the Federal Insurance Contribution Act (FICA) and nonresident aliens with F-1 or J-1 visa status or whose wages are subject to foreign (i.e., their home country) taxes or contributions under a Social Security totalization agreement.